What is an ATM?

An ATM is an all-in-one terminal that accepts cash and checks, issues checks, and cash checks on behalf of a customer without any interaction with bank tellers. Such operations may include cash-with draw, deposits, balance checks, etc.

• ATM Full Form: Automated Teller Machine.

How to Find ATMs Near You

Now it’s easier to find an ATM closer to you than having a companion right next to you. Most of the banks have implemented ATM location service in their mobile applications as well as on their official websites. You can also type Google Maps or apps provided by a bank to find an ATM near me or the nearest ATM.

• SBI ATM

• Axis Bank ATM

• HDFC Bank ATM

• ICICI Bank ATM

• Bank of Baroda ATM

• Canara Bank ATM

• Kotak Mahindra Bank ATM

• Punjab National Bank ATM

• Union Bank of India ATM

• Indian Bank ATM

ATM Withdrawal Limit

ATM withdrawal capacity also varies from one bank to another for their clients depending on some agreed upon terms. Some of the common limits are:

• SBI ATM withdrawal limit: ₹20,000 per day.

• Axis Bank ATM withdrawal limit: ₹40,000 per day.

• HDFC Bank ATM withdrawal limit: ₹50,000 per day.

It is important to consult the two banks for more details concerning the aforesaid limit.

How to Generate ATM Pin

To use your ATM card securely, you need to generate a PIN (Personal Identification Number). Here's how:

• SBI ATM PIN Generation: You can create or modify your SBI ATM pin at an ATM or through the SBI online banking facilities.

• Kotak ATM PIN Generation: You can get your Kotak ATM PIN through the ATM of Kotak or through the mobile banking app of the bank.

• HDFC Bank ATM PIN Generation: Visit any HDFC ATM to set your PIN.

Most banks offer the ability to reset or change your PIN online or via their mobile apps.

Types of ATMs in India

ATMs are broadly classified based on the services they offer:

• Cash Dispensing Machines (CDM): Both or any of these ATMs permits no other action but withdrawal of cash.

• Multi-functional ATMs: Other services which are also accessible from these ATMs include cash deposit, fund transfer, bill payment among others.

• White-label ATMs: These ATMs are provided by companies other than banks which provide services to many banking customers.

Some popular ATM types include:

• SBI ATM & CDM: SBI has produced both dispensed mode and deposited mode of cash through Automated teller machines.

• ICICI ATM: Which are renowned for providing services round the clock all across the country.

• Axis Bank ATM: Often situated in highly consumer traffic areas.

How to Block an ATM Card

In case your ATM card is lost or stolen, it's important to block it immediately to avoid unauthorized transactions. Here's how:

• SBI ATM Card Block: You can block your card by calling the SBI customer care number or using the SBI mobile app.

• ICICI ATM Card Block: ICICI provides a quick way to block your card through its net banking services.

• HDFC ATM Card Block: HDFC allows customers to block their card by calling the customer care number.

ATM Security

Protecting your ATM transactions is always an important goal that needs to be met. Always follow these tips:

• Change your PIN regularly.

• It is very important not to disclose your ATM PIN to anyone.

• This is why one should not withdraw cash from public ATM’s that are located in ill lit and obscure locations.

• Before withdrawing cash from an ATM, there should always be a check for card skimming equipment.

How to Apply for an ATM Card

Each bank provides a straightforward process for applying for an ATM card:

• SBI ATM Card Application: To obtain an ATM card, you need to go to an SBI branch or even through other online facilities of State Bank of India.

• ICICI ATM Card Application:You can get this by walking to the bank and filling a form for the new ATM card, or else through the internet banking.

• Kotak Mahindra ATM Card: It has what one can term as ‘physically’ issued ATM card, and a virtual one that you can apply for an online application with Kotak.

ATM Services by Different Banks

Each bank offers unique services at their ATMs, such as:

• SBI ATM: Withdrawals, balance, mini statements and transferring money between accounts.

• HDFC ATM: Cash withdrawal, electricity payment, and ATM PIN creation.

• Axis Bank ATM: The following account can be used in terms of cash withdrawals, cash deposits, and transferring funds from one account to another.

• ICICI Bank ATM: Cash withdrawals, airtime recharge, and other forms of payments.

• Punjab National Bank ATM: Some of its services include cash withdrawals, balance inquiry among others services that can be run at any time of the day.

Popular ATMs by Bank

Some of the most commonly used ATMs by Indian banks include:

• SBI ATM near me

• HDFC Bank ATM near me

• ICICI ATM near me

• Axis Bank ATM near me

• PNB ATM near me

• Bank of Baroda ATM near me

ATM Card Tracking and ATM Transaction Queries

If you want to track your ATM card status or have questions about a specific transaction, each bank provides a customer support service:

• SBI ATM Card Tracking

• HDFC ATM Card Tracking

• ICICI Bank ATM Card Tracking

Special Bank ATM Services

Some banks offer unique services through their ATMs, like:

• Yes Bank ATM: Risk services encompass superior services like cash deposit services.

• Bank of Maharashtra ATM: Services on offer include bill payments, account management and many others.

• Bandhan Bank ATM: As for giving different services ranging from banking, people are well acquainted with ATMs.

Conclusion

ATMs have become an integral component of the total banking where they offer customers ease, quick and round the clock account access and other services. If you are searching for an ATM near me, want to know how to generate your ATM pin or if you simply need assistance in dealing with your ATM card, this article should provide some guidance on the many services offered throughout the country.

When deciding which ATM to use, be sure to stay with your bank’s services and when you are using the ATM’s also be sure to take some security measurements.

Disclaimer

The information provided in this blog is purely for general informational purposes only. While every effort has been made to ensure the accuracy, reliability and completeness of the content presented, we make no representations or warranties of any kind, express or implied, for the same. 

We expressly disclaim any and all liability for any loss, damage or injury arising from or in connection with the use of or reliance on this information. This includes, but is not limited to, any direct, indirect, incidental, consequential or punitive damage.

Further, we reserve the right to make changes to the content at any time without prior notice. For specific advice tailored to your situation, we request you to get in touch with us.