HDFC Net Banking: A Complete Guide

HDFC Bank Net Banking is one of the leading banking services available over the internet for managing the money of the customers. There is an extensive variety of banking services that customers can engage in without physically visiting the bank. In this very detailed guide, let us take you through what HDFC Net Banking is, how to log in, its features, how to use the mobile app, and more.

What is HDFC Net Banking?

HDFC Net Banking is an online money management tool via which people are able to manage their HDFC Bank account without having to walk into the bank physically either from home or office. For the above reasons, it allows the users to conduct multiple banking operations, such as checking account balance, money transfer, bill payments, and credit card management. HDFC Net Banking is available on PC editions and can be used on mobile devices as well.

How to Login to HDFC Net Banking

If you want to transact in your HDFC Bank account online then you have to register yourself with HDFC Net Banking. Follow these steps:

• Visit the official HDFC Net Banking Login Page: Visit the URL of the HDFC Bank: www.hdfcbank.com or click on the logo to be taken directly to the: www.hdfcnetbanking.com login interface.

• Enter Customer ID: Upon reaching the login page it will be required to input the HDFC Customer ID number only. This ID is normally given to you when you apply for an account with HDFC Bank.

• Enter Your Password: The first input field is the Customer ID, where you type in the second field your Net Banking Password. This password should not be confused with the ATM PIN and must be entered to allow your session to be authenticated.

• Complete Security Authentication: Additionally, you might be requested to answer a security question or type an OTP which is to be received on the registered mobile number or email.

• Click 'Login':  Once you fill in the necessary details and the authentication details click on the ‘Login’ button to transact through the HDFC FTP Net Banking.
  
  

In case of forgetting the password, you can retrieve it using the Help option; HDFC Net Banking Password Reset found on the login page.

HDFC Net Banking Mobile App

Integrated with the HDFC Bank Net Banking Mobile App that can be downloaded from Google Play Store on Android or App Store on Apple iPhone. Mobile application is similar to the online internet banking service, Net Banking and lets you monitor and manage your money on the go.

Features of HDFC Net Banking Mobile App:

• Account Balance & Transaction History:  Welcome to EasyMonks’ online money management tool – Easy Checkout, where you can take a look at your balance and monitor your recent transactions.

• Fund Transfer: These include NEFT, IMPS, RTGS to transfer amounts to other HDFC bank accounts and to accounts of different branches of different banks.

• Bill Payments: Buy electricity, water, gas and other utilities or recharge your phone or any other service directly from the app.

• Credit Card Management: Check your HDFC credit card statements, make card bill payments, check out reward points, etc.

• Security: It has added features for secure login such as fingerprinting and PIN donation.

HDFC Net Banking Login Password

Your HDFC Net Banking login password is critical to enabling you to login to HDFC Net Banking account. Stating about the password this website should not be disclosed to any person or persons. If you forget your password, you can reset it by following the steps provided on the password reset page:

• You will certainly have to proceed to the HDFC Net Banking Login page.

• Type in your personal information and you will be prompted to click on the link which says “Forgot Password”.

• Usually when you need to change the details of the customer profile, you have to enter your Customer ID and then you will be directed to change the password.

New HDFC Net Banking Registration

If you're a new HDFC Bank customer and wish to register for Net Banking, follow these steps:

• Pay a visit to the official Web site of HDFC Bank, start the registration procedure for Net Banking.

• Fill in your Customer ID, Debit Card details (or any other details required).

• Lastly set up security by coming up with a strong login password and security questions where necessary.

• In this article, you will discover how to get your HDFC Net Banking up and running so you can tackle your banking requirements.

HDFC Net Banking Services

HDFC Bank offers a variety of services through its Net Banking platform:

Fund Transfers

• NEFT/RTGS: Transfer funds to accounts in any branch of the banks in India.

• IMPS: Quick money transfer services; it operates under round clock services.

• UPI: You shall use the Unified Payments Interface for real-time money transactions.

Bill Payments

• Light bills, water bills, the bills of gas and other related necessary expenses.

• To recharge your mobile phones or even the DTH connections.

Online Shopping

• HDFC bank account makes it easier and safer for you to do your online purchases and other online auctions.

• HDFC users can link their credit card or debit card to make payment easy.

Account Services

• Read and access statements and payslips, view account summaries and change personal information.

• Create payment orders that will be used in future transactions when making payments.

Credit Card Services

• Finally, you can learn how to pay your HDFC Credit Card bill online.

• Review credit card transactions and enjoy points earned from the card.

HDFC Bank Net Banking for Corporate/Wholesale Banking

Another service of HDFC Net Banking is the Wholesale Banking services, which are meant exclusively for the business entities and companies customers. It allows businesses to:

• Manage multiple accounts.

• Use for mass payments for activities such as; payments of remunerations for employees.

• Monitor and control money receipts and its spending and investment.

HDFC Net Banking Customer Care

In case you have any troubles or questions regarding HDFC Net Banking, you will be able to address the HDFC Customer Care. The customer support can help with:

• Login issues.

• Password recovery or reset.

• Technical support.

• Transaction-related queries.

You can get in touch with customer care through the phone or through email or by physically visiting the HDFC branch.

How to Reset HDFC Net Banking Password

If you've forgotten your Net Banking password, resetting it is simple:

• Visit the HDFC Net Banking Login page.

• Click on the "Forgot Password" link.

• Enter your Customer ID and other requested details.

• Follow the instructions sent to your registered mobile/email to reset your password.

HDFC Net Banking Login for Credit Card Management

Net Banking allows you to make payments as well as to activate/deactivate your HDFC Credit Card directly. Features include:

• Checking outstanding balance.

• Making payments online.

• A look at the history of transactions in the app or the points accumulated during the usage of the app.

• Applying for an increase in the credit limit.

Conclusion

The HDFC Net Banking facility also provides the customer with user friendly services and security for his banking needs. The features and services that HDFC Net Banking provides include transfer options for making payments through treasury/ NETS/ NECS bills payment, money transfer, mobile, and credit card payment as well as other needs from customer’s day to day business or" personal requirements. If you have not enrolled for internet banking services, you can easily do so and be in a position to carry out an online banking transaction as you please.

For any help, feel free to contact HDFC Net Banking Customer Care for help.

Disclaimer

The information provided in this blog is purely for general informational purposes only. While every effort has been made to ensure the accuracy, reliability and completeness of the content presented, we make no representations or warranties of any kind, express or implied, for the same. 

We expressly disclaim any and all liability for any loss, damage or injury arising from or in connection with the use of or reliance on this information. This includes, but is not limited to, any direct, indirect, incidental, consequential or punitive damage.

Further, we reserve the right to make changes to the content at any time without prior notice. For specific advice tailored to your situation, we request you to get in touch with us.