The Employees Provident Fund Organisation (EPFO) is a prominent statutory body under the Ministry of Labour and Employment in India. If you are an EPFO member, knowing how to navigate the EPFO Member portal, accessing EPFO passbook, and checking your EPF balance is essential.

What is EPFO?

EPFO is an organisation responsible for managing provident funds accounts, pensions, and insurance benefits for employees in India.

Both the employers and employees contribute to the EPF Scheme which helps the employees accumulate a corpus that can be used for retirement or in certain specific scenarios.

How to use EPFO Member Login?

Here’s a quick guide to access your access your account and manage your EPF details through the official EPFO Member portal.

• Visit the EPFO Member Portal at https://www.epfindia.gov.in.
• It is located at the bottom of the homepage’s Services section and labeled “For Employees”.
• Select “Member UAN/Online Service”.
• Login using Universal Account Number (UAN) and password.
• Once logged in, you can access to the details like your EPFO Passbook, balance and account information.

Note: It is essential to activate your UAN. If it is not activated, you will need to do so by selecting the “Activate UAN” option on the log in page.

How to check EPFO Balance?

There are various options to check your EPFO Balance:

• Using EPFO Member Portal: Using the above steps, login to your account. Once logged in, click on the ‘Passbook’ option and check your balance.
• Using UMANG App: Download the UMANG app, select “EPFO” and log in using your UAN and access your balance.
• SMS/Missed Call Service: Dial "EPFOHO UAN [Lan] to 7738299899 or dial a miss call on 9966044425.

Downloading your EPFO Passbook

EPFO passbook, essentially, is the online statement of your provident fund contribution, interest, and all other details regarding the EPF account maintained by EPFO. Here’s how you can download it:

• So, kindly go and use your universal account number/UAN and Password to log in to the EPFO Member Portal.
• Click on the ‘Download Passbook’ option.
• Select the EPF account and download the PDF of your passbook.

Features of EPFO Passbook

• Actual time updates: The passbook is actually an up-to-date account that would show the amount contributed and the interest accrued.

• Transparency: Enables you to have an easy way to explain how much you are saving and contributing towards your retirement.

• Easy access: One advantage of this is that they are available online and do not require paper work.

Significance OF EPFO Passbook

• Financial Planning: Enables you to keep record of your retirement remittances and prepare for remaining earnings in future.

• Verification: Especially in situations when you have to prove your contribution details for getting a loan or any other services.

• Withdrawal and Transfer: Makes it easier in case one wants to withdraw some cash or change his/her employer-assigned account.

How to Withdraw Money from EPFO

Withdrawing money from EPFO is possible under certain conditions like unemployment, retirement, or medical emergencies.

• If you want to download EPFO Bills you need to Login to the EPFO Member Portal using your UAN and Password.
• Go to ‘Online Services’ and select Claim (Form-31, 19 and 10C).
• Enter the necessary details and submit the Claim.
• The status of your claim can be tracked on the Portal.

Make sure that your Bank details are up-to-date to facilitate smooth processing of your Claim.

How to update your Bank details in EPFO

It is extremely crucial to have your bank details updated on the EPFO portal. Follow the below steps to keep your bank details updated:

• So, kindly go and use your universal account number/UAN and Password to log in to the EPFO Member Portal.
• Select ‘Manage’ and click on ‘KYC’.
• Update your Bank information and upload the scanned copy of your bank documents for verification.
• Once the same is verified, your bank details are updated.

EPFO passbook is a very crucial document in managing and monitoring contributions made towards EPF. It is recommended to review a passbook more often so that you identify whether your contributions are recorded correctly and to enable you in planning for your finances. In case you face any problem accessing your passbook then feel free to contact EPFO support.

Disclaimer

The information provided in this blog is purely for general informational purposes only. While every effort has been made to ensure the accuracy, reliability and completeness of the content presented, we make no representations or warranties of any kind, express or implied, for the same. 

We expressly disclaim any and all liability for any loss, damage or injury arising from or in connection with the use of or reliance on this information. This includes, but is not limited to, any direct, indirect, incidental, consequential or punitive damage.

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